insurance

Workers' Comp Insurance made smart and simple

Pay-As-You-Go Workers’ Comp Insurance plans do not require an annual down payment. We’re sure you can find something better to do with that cash!

workers comp insurance
insurance
What we offer

Pay-As-You-Go Workers' Comp Insurance

Eliminate Down Payments

Pay-As-You-Go Workers' Comp Insurance plans do not require an annual down payment. We're sure you can find something better to do with that cash!

Simplified Auditing

Eliminate painful year-end audits and any adjustment surprises. In fact, many businesses have no year-end audit at all.

Accurate Premiums

We report each payroll to the insurer and they calculate your premiums based on actual wages, not on annual projections or estimates that can lead to costly year-end adjustments.

Why choose us

Feel good about getting started

We want to make it easy to choose Thrive and feel good about doing it.
No setup fees, no contracts, and free to cancel at anytime.

No Setup Fees

Your account is always setup by a payroll expert and we never charge a setup fee.

100% Tax Guarantee

If we make a mistake or miss a deadline, we're responsible for any penalties.

No Contracts

No scary, complicated contracts to sign. A simple sales agreement and authorization is all we need.

Cancel Anytime

You may cancel at any time, with no fee or penalty to cancel.

Frequently asked questions

What questions do you have?

Review answers to our most commonly asked questions or contact us for more details.

Once we have your account setup, you will have a username and password to the system. You simply login, enter the hours or wages that need to be paid to employees, preview the results, and approve. That’s all we need from you. Your employees will be paid by direct deposit or employer-printed checks. We will withdraw the taxes from your business account and make the deposits to the IRS and to your State automatically. We also file your IRS and State payroll tax returns automatically too.

No. Your account is always setup by a payroll expert and we never charge a setup fee.

No, it's not a contract, it's a sales agreement. It is for one-year and renews automatically. There are also some IRS and bank documents to sign. Legally, we need these for authorization to perform payroll and tax services. Most importantly, you can cancel at any time, with no fee or penalty to cancel.

Yes, we automatically file your IRS and State payroll tax returns and we also automatically make those tax deposits for you too.

Yes. With each payroll you run, we will withdraw all the taxes from your business account and make the deposits to the IRS and to the State automatically.